Real Estate

Mortgage Rate Predictions and Misconceptions

Written by Matthew Gardner The Federal Reserve Bank of New York just released their 2023 Housing Survey, which shows how the U.S. population feels about the housing market. Windermere Chief Economist Matthew Gardner digs into the mortgage rate predictions, showing how demographics played a role in the results. This video on mortgage rate predictions is […]
Real Estate 101

Real estate refers to the buying, selling, and renting of land, buildings, and other properties. The real estate market is a vital part of the economy. Real Estate can be an excellent investment opportunity for those looking to purchase property for personal use or as a rental income source. Check out our article “Is it […]
Title Insurance: Protecting Your Property Investment

When you purchase a home, you receive a deed to the property which typically means you have full ownership. Unfortunately, sometimes mistakes happen where hidden inaccuracies in previous deeds, mortgages, and easements might leave someone else with a claim to your property. Title insurance is a type of insurance policy designed to protect property owners […]
The Importance of Escrow in Real Estate Transactions

Real estate transactions can be complex and involve a considerable amount of money. Whether you are a buyer or a seller, real estate is often your biggest investment. That is why it is important for both buyers and sellers to protect their interests and ensure that the transaction is completed smoothly. This is where escrow […]

Mortgage Rate Predictions and Misconceptions Written by Matthew Gardner The Federal Reserve Bank of New York just released their 2023 Housing Survey, which shows how the U.S. population feels about the housing market. Windermere Chief Economist Matthew Gardner digs into the mortgage rate predictions, showing how demographics played a role in the results. This video on mortgage rate predictions is […]

Real Estate 101 Real estate refers to the buying, selling, and renting of land, buildings, and other properties. The real estate market is a vital part of the economy. Real Estate can be an excellent investment opportunity for those looking to purchase property for personal use or as a rental income source. Check out our article “Is it […]

Title Insurance: Protecting Your Property Investment When you purchase a home, you receive a deed to the property which typically means you have full ownership. Unfortunately, sometimes mistakes happen where hidden inaccuracies in previous deeds, mortgages, and easements might leave someone else with a claim to your property. Title insurance is a type of insurance policy designed to protect property owners […]

The Importance of Escrow in Real Estate Transactions Real estate transactions can be complex and involve a considerable amount of money. Whether you are a buyer or a seller, real estate is often your biggest investment. That is why it is important for both buyers and sellers to protect their interests and ensure that the transaction is completed smoothly. This is where escrow […]

Penn Cove Park Welcome to Penn Cove Park. There is no doubt you will find a home you like here. There is an array of newer and older homes amongst this quiet community on the northern shoreline of Penn Cove off Monroe Landing. The central location between Oak Harbor and Coupeville provides not only more options for educational […]

Windermere Produces the Best Luxury Brokers When it comes to the Pacific Northwest’s real estate market, the name Windermere stands head and shoulders above the rest. With a longstanding reputation for excellence, this brokerage has been a household name for decades, thanks to its unmatched market share across all price points. But when it comes to the luxury market, Windermere’s reputation […]

Expedite the Loan Process Knowing what to expect not only calms your nerves but also expedites the lending process. During your search for a lender, you will discover that most lenders will sincerely work on your behalf to help you attain the financing needed to quickly get you into the home you have chosen. Your chosen lender will guide […]

Annual Report 2022 Are you interested in buying or selling, or just wanting to learn more about the market or just Whidbey Island in general? We are here to help! Connect with us here.

Q4 2022 Gardner Report Interested in more local stats? See our Market Stats by clicking Here!

Welcome to Whidbey Green Are you approaching age 55 and thinking about downsizing? Perhaps there is just too much home maintenance to keep up with and you’d rather spend your time enjoying the things you want to do rather than the things you are obligated to do to maintain your home. If this is the case, Whidbey Green might […]

What is an Interest Rate Lock? It is no surprise that you might have questions when buying a home. There is a lot to know. Having a good realtor on your side can help you navigate some of those tough questions. Don’t have a realtor of your own? Contact us here and we will get you connected. In this article, we […]

Nervous About Getting Approved For a Home Loan? Are you nervous about getting approved for a home loan? Don’t be! Staying informed about what to expect and what you should and should not do will help ease some of that worry. We are here to help you. Follow these simple DOs and DON’Ts and they will help you avoid hiccups during the approval […]

Drop in Mortgage Rates, What that Means for You Mortgage rates rise and fall in response to varying inflation. If 7% was too high for you, it is likely now a better time to connect with your lender to see if the current rates better align with your monthly housing allowance goals, as mortgage rates have begun to decline. Keeping an eye on inflation […]

A Different Approach to Developing Wealth Mynd recently released their 2022 Consumer Insights Report that demonstrates how millennials and Gen Z’s have taken a different approach to developing wealth than previous generations. For example, while 9% of Baby Boomers are contemplating the idea of investing in rental properties over 43% of Millennials and Gen Zs are choosing to remain in their […]

VA Home loans help Veterans Reach The American Dream VA Home loans help veterans reach the American dream. If you or a loved one has served in the military this article is meant for you. It is important for you to not only know that there are Veterans Affairs (VA) home loans available to you, but also understand the program, its purpose, and the […]

Home For The Holidays Are you ready to make your dreams come true for the holidays? Let us help you get into a new home for the holidays. The end of the year is quickly approaching! Like many others, you are likely getting caught up in the hustle and bustle of the Holiday season, buying turkeys for Thanksgiving, prepping […]

When Rents Rise, You Pay More But You Don’t Get More When rents rise, you pay more but you don’t get more. Interest rates might be rising, but so is rent! As Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), says: “There is no doubt that these higher rates hurt housing affordability. Nevertheless, apart from borrowing costs, rents additionally […]

Q3 Gardner Report

You’ll Lose Money When You Overprice Your Home You are probably asking yourself, “did I read that right?” Yes, yes you did. It is normal for sellers to want to get the most money out of the sale of their homes. It feels safe to list your home at the price you are desiring to get, but the reality is listing […]

What to Expect When Selling Your Home Selling your home can be overwhelming and feel like a full-time job… which is why there are realtors! Good realtors make the process so much smoother and less intimidating. To keep your mind at ease and prepare you for what will happen throughout the sale of your home we are sharing 10 top tips to […]